Discovering Metacognitive Approaches to Personal Finance with Intelligent Tutoring Systems
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One of the most difficult challenges that young people are currently facing in today’s world is to make the right financial decisions in their daily life properly due to the lack in personal finance or has developed a poor financial behavior. In order to make the proper financial decisions, they would need to have the ability to maintain their thought process and habits around their personal finances. By leveraging the intelligent tutoring system (ITS) with the model from Carnegie Mellon University, we can help young people to improve their metacognitive capabilities to make better personal financial decisions. The intention of this paper is to help ease the transition to further the research and development of the intelligent tutoring system for personal finance in which it enables to help young individuals to develop and improve their metacognitive skills that can have a long-lasting impact on their decision-making for personal financial and for many future generations to come.